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Stewart Financial Services
- Protecting Your Financial Health
Term Critical Illness Insurance
Term Critical Illness Insurance is the ideal choice for both temporary and life-time needs of individuals and families. It gives you assurance that your family will be taken care of if you suffer from a critical illness covered in your policy.
Term Critical Illness Insurance is well-suited to meet high, short-term protection needs for the lowest initial cost, in case you suffer from a critical illness. Some policies also offer you the option to convert your Term (specified period of time) policy into a Permanent Critical Illness Insurance policy and can have Return of Premium options.
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Some examples of Term Critical Illness Insurance are as follows:
• Ten-year term renewable Critical Illness Insurance policy to age 65. Premiums are regularly scheduled to change every ten years. The plan benefits will not change during the term, but the premiums will change at the end of each term.
• Other vendors have Ten-year Renewable and Twenty-year Renewable Term Critical Illness Insurance that offer you protection into your retirement years (age 75) for specific covered illnesses; with premiums that increase at each renewal period (10 or 20 years).
Each Insurance provider will have specific critical illnesses covered in your plan, and all the details, information and conditions would be provided to you prior to activating your insurance coverage.
Contact Stewart Financial Services to find out more information about Term Critical Illness Insurance and make sure you and your family are protected.