Stewart Financial Services

Return of Premium

 

Some Critical Illness Insurance policies offer a choice of Return of Premium riders (benefit/option) designed to return some or all of the eligible premium paid for the policy to the owner if you do not suffer a critical illness.

 

There are various versions of this rider available with a variety of option dates and Return of Premium amounts to best suit your needs. Full and partial withdrawals are available on each of the option dates and a paid-up option is built-in to these riders.

 

• Some examples of Return of Premium are as follows: Return of premium at withdrawal or expiry – full and partial withdrawals are available on each of the option dates and a policy expiry benefit is built-in to each of these riders.
  Return of premium at expiry – eligible premium is returned on the policy expiry date if the policy is maintained.
  Return of premium at death – eligible premium is returned to your beneficiary if you die from any cause.

 

Contact Stewart Financial Services to find out more information about Return of Premium on your Critical Illness Insurance policy.