Skip to main navigation Skip to Content

Retirement Solutions

Two decades ago, government retirement benefits such as the Canada Pension Plans and Old Age Security provided benefits equivalent to nearly 60% of the average Canadian wage in retirement. Today, CPP and OAS benefits only provide about 40% of the average.

 

For many people, their personal savings will need to fill that gap in their Retirement Income. Typically, you will want your Retirement Income to equal 60% to 80% of your working income.

 

That is why it is critical for you to protect your savings and position your Insurance and Investment portfolio for continued growth in the years before and during retirement.

 

Retirement: Do You Know the Risks?

 

As you move into this stage of your life, you will also face a new set of risks:

  • Longevity (Outliving Retirement Savings)
  • Inflation
  • Market Risk and Cycle (Market Volatility)
  • Retirement Risk Zone

Retirement Income:

Retirement – the goal many of us spend our lifetimes planning for and saving towards. Yet to ensure your comfort, security and the realization of your dreams, vital and important steps must be taken. You must determine which retirement income options will best support your lifestyle and needs.

 

Being in Control of Your Estate:

Estate planning is about being in control. It’s about making decisions today concerning your healthcare, your financial affairs and your assets that other people will follow in the future.

 

Charitable Giving:

Charitable Giving is not only for the wealthy. We can all plan a charitable gift of whatever amount, no matter what our current assets or income may be. Charitable donations can be made through gifts of life insurance, outright gifts of cash, pledges, securities, bequests in wills, in memorial and special occasion gifts and payroll deductions.

 

Contact Stewart Financial Services for more information about Retirement Solution opportunities to meet your current and future needs and lifestyle in retirement.