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Group Disability Insurance for Small Business

Stewart Financial Services represents many companies which provide Group Disability Income Protection for businesses ranging from sole-proprietors through to large companies. Offering tailored solutions that give the living benefits protection you and your employees need while providing flexible plans within your budget.

 

Disability Income Protection Plans are designed to help you and your employees meet income requirements, so they can concentrate on recovering from their disability and return to an active life. Providing a group plan that offers disability insurance protection to your employees and their families helps with your employee’s recovery and potential return to work.

 

 

 

Personal and Business Disability Income Protection Plans are available to offer flexibility and features to help bridge the gap between income and expenses during a disability. A comprehensive and potentially portable disability solution can be designed to:

  • Secure your main source of income.
  • Supplement the coverage you receive from your employer or association group plan.
  • Protect your business in case your key person(s) become disabled.
  • Fund your Shareholder Agreement (Buy/Sell Agreement).

 

The peace of mind that a Disability Income Protection Plans can provide is available for professionals, business owners, business executives, and full-time, part-time or home-based workers.

 

Business Overhead Expense Disability Plans can provide reimbursement of eligible business overhead expenses during total disability.

  • You can purchase coverage that provides benefits for disabilities lasting either up to 12 or up to 24 months.
  • Coverage availability varies by occupation and is based on the actual amount of your eligible monthly business expenses.

If you are disabled, Business Overhead Expense Disability Insurance can help you focus on recovery, retain valued staff, pay ongoing expenses and avoid financial downfall.

 

Contact Stewart Financial Services to find out more information regarding Disability Insurance and the protection needed for you, your family and your business.